Come see this beautifully maintained 4-bedroom home situated on a desirable corner lot in a well-established, tree-lined community! Conveniently located near NS Mayport, shopping, dining, I-295, & the beaches, this home offers both comfort & accessibility. Step inside to a tiled foyer that opens to formal living & dining rooms featuring gleaming wood floors. The fully equipped kitchen boasts granite countertops, abundant storage, & a cozy breakfast nook w/glassed French doors leading to a HUGE wood deck-perfect for entertaining, grilling, or relaxing while kids play. The split floor plan provides privacy, w/a spacious owner's suite offering an en-suite bath complete w/ample counter space, built-in storage, a walk-in closet, & a separate garden tub & shower. The family room features a charming wood-burning fireplace & plenty of space for a large sectional, making it ideal for gatherings. Additional highlights include LVP flooring in the family room, roof (2012), HVAC (2017), repiped (2002), security system, sprinkler system with well pump, and a transferable termite warranty & transferable home warranty, Choice Home warranty. There is a side gate on Matefield Road that allows access to the back side yard. The covenants do allow for boat and RV parking. If Buyer has either one, it is best to submit ahead of time i.e. during inspection period in order to have HOA review the request. Ridgefield residents enjoy a low annual maintenance fee, and the HOA is self-governed. Merrill Road Elementary School is for grades PK-2, Don Brewster is grades 3-5