**ASSUMABLE VA MORTGAGE** Imagine a home where comfort and convenience effortlessly blend, creating a haven of relaxed living. This gem offers a move-in ready experience, allowing you to focus on what truly matters. It's a space designed for ease, comfort, and refined living. Nestled on a 1/3 acre lot backing up to both a preserve with a pond view! The open floor plan with abundant natural light, combined with an upgraded kitchen featuring SS appliances, granite countertops, and tile floors creates a welcoming atmosphere. Enjoy the convenience of an ensuite master bathroom, laundry room, and walk-in closets. With easy access to First Coast Expressway and SR17, commuting is convenient! Highly rated hospitals, parks, and schools nearby, paired with a Community Amentiy Center with tropical vibes, this location simplifies your daily routine. The fenced backyard offers a private retreat for friends, family, or pets. The owned 20 unit solar panel system significantly offset electrical costs Embrace the simplicity of life at 3643 Summit Oaks. Your effortless lifestyle awaits! Assumable VA Mortgage with substitution of VA Entitlement.